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Well, it had been working, but Paypal is not going to offer the Paypal Plugin (which VCC are a part of) anymore after September 22nd. I'm actually not able to access VCC's at all anymore so they may be phasing it out early. So no, they're not an option anymore.

Usually credit report offers are instant credits. As for how long you have to keep it, you'll have to do the research yourself. It says right on the offer how long you have to keep it to retain credit.

I've personally done: FreeCreditreport.com Equifax Creditwatch Identity Guard And all credited for me. Only way to know for sure is to try them. Usually they are a free trial anyway, or $1 for a month.

Received my 4000 MS points code in my email today. Took a few weeks (ordered on July 14th) and an email + support ticket, but I got it. Now just have to decide what XBLA games to pick up.

I had one game arrive 2 days after I ordered it. The other order for MSpoints I placed a day later still hasn't come (1.5 weeks now). I got the shipping email a week after I ordered. Send them an email. They'll get back to you in a few days and usually gets them on it.

Are you using the browser integration or just going to the website? Sounds like you'll have to contact Paypal to figure it out. I've been using Secure Cards a lot so it's definitely still working.

Got Crackdown 2 yesterday. That was the fastest I've ever gotten anything from this site. Ordered on Tuesday, came on Thursday. Awesome. Still waiting on the MS points I ordered on Wednesday but I'm sure they'll send it soon.

It will still work. Look here.

There should be a link to use it there on the right side when you login. Not browser integrated, but lets you use secure cards.

So Equifax gave me an error when I tried to complete it. Later in the day it credited, even though I didn't get the confirmation email. Strange but I'm not complaining. Now I'm just trying to decide what to order for my second game. Might just go with the MS points.

$4.47. I used a Paypal Secure card and closed it after the authorization came through. They should refund it when I cancel too.

I completed ID Promise and Family Save, both of which credited instantly. Ordered Crackdown 2 and hoping it ships this week. Tried to do Equifax but it gave me an error at the end.

That's correct, but if you do this regularly sponsors get pissed off and you may be putting your credit for the offer in jeopardy. Just speculation, but they will probably complain to Trainn if enough people do it.

If it's a book club you probably need to send back the first books you ordered to get a refund and cancel.

They charge you $3 when you sign up, and then it all gets refunded when you cancel.

Did two book offers and they credited within 5 mins each. I used a Paypal VCC for both. Anyone know if you close the card, can you still receive a refund to your Paypal account? I'd rather not leave the cards open until I send the books back and they refund everything, but I'd still want the...

Email. Did you check your spam folder?

Received my 4000 points code. Ordered Thursday, received Monday.

It can take up to 2 weeks. If you don't have a shipping email by then, file a support ticket.

Did Home Savings Mall yesterday and got instant credit. Placed an order for 4000 Xbux. We'll see how long it takes to email me the code.